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CardCurator — Rewards Intelligence
Card Comparison

cashRewards vs Discover it Chrome

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

cashRewards card art
Navy Federal Credit Union
cashRewards
Navy Federal Credit Union
More Info
Discover it Chrome card art
Discover Miles
Discover it Chrome
Discover
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
25,000 points
Spend $2,500 in 3 months
1 points
Top Earn Rates
  • All Purchases 1.5x
  • Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter 2x
  • All Other Purchases 1x
Reward Type
cashback
cashback
Key Credits
None
None
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Common Questions: cashRewards vs Discover it Chrome

Is the cashRewards or Discover it Chrome better for dining?

cashRewards has no dining bonus; Discover it Chrome earns 2x on dining.

Which has the higher signup bonus in 2026?

cashRewards currently offers 25,000 pts signup bonus (spend $2,500 in 3 months). Discover it Chrome offers 1 pts signup bonus. cashRewards has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the cashRewards and the Discover it Chrome ?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. cashRewards is from Navy Federal Credit Union and Discover it Chrome is from Discover, so they're governed by separate bank policies.