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Card Comparison

cashRewards Plus vs U.S Bank Business Leverage

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

cashRewards Plus card art
Navy Federal Credit Union
cashRewards Plus
Navy Federal Credit Union
More Info
U.S Bank Business Leverage card art
U.S. Bank FlexPerks
U.S Bank Business Leverage
U.S. Bank
More Info
Annual Fee
No annual fee
$95/yr
Foreign Fees
None
3%
Signup Bonus
25,000 points
Spend $2,500 in 3 months
75,000 points
Spend $7,500 in 4 months
Top Earn Rates
  • All Purchases 2x
  • U.S. Bank Travel Center 5x
  • Top 2 Spending Categories (Automatic) 2x
  • All Other Purchases 1x
Reward Type
cashback
miles
Key Credits
None
None
Transfer Partners
Cash back only
No transfer partners

Common Questions: cashRewards Plus vs U.S Bank Business Leverage

Is the cashRewards Plus or U.S Bank Business Leverage better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

cashRewards Plus currently offers 25,000 pts signup bonus (spend $2,500 in 3 months). U.S Bank Business Leverage offers 75,000 pts signup bonus (spend $7,500 in 4 months). U.S Bank Business Leverage has the larger bonus.

Which card is better for international travel?

cashRewards Plus charges no foreign transaction fees — the better pick for international use. U.S Bank Business Leverage charges 3% on foreign purchases.

Can I hold both the cashRewards Plus and the U.S Bank Business Leverage?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. cashRewards Plus is from Navy Federal Credit Union and U.S Bank Business Leverage is from U.S. Bank, so they're governed by separate bank policies.