Skip to main content
CardCurator — Rewards Intelligence
Card Comparison

cashRewards Plus vs Citi Double Cash

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

cashRewards Plus card art
Navy Federal Credit Union
cashRewards Plus
Navy Federal Credit Union
More Info
Citi Double Cash card art
Citi ThankYou Points
Citi Double Cash
Citi
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
3%
Signup Bonus
25,000 points
Spend $2,500 in 3 months
$200 credit
Spend $1,500 in 6 months
Top Earn Rates
  • All Purchases 2x
  • Citi Travel 5x
  • All Other Purchases 2x
Reward Type
cashback
cashback
Key Credits
None
None
Transfer Partners
Cash back only
  • AAdvantage
  • AAdvantage
  • Aeromexico Club Premier
  • Aeromexico Club Premier
  • Accor Live Limitless
  • +35 more
Open full comparison tool Compare more cards

Common Questions: cashRewards Plus vs Citi Double Cash

Is the cashRewards Plus or Citi Double Cash better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

cashRewards Plus currently offers 25,000 pts signup bonus (spend $2,500 in 3 months). Citi Double Cash offers $200 signup bonus (spend $1,500 in 6 months). cashRewards Plus has the larger bonus.

Which card is better for international travel?

cashRewards Plus charges no foreign transaction fees — the better pick for international use. Citi Double Cash charges 3% on foreign purchases.

Can I hold both the cashRewards Plus and the Citi Double Cash?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. cashRewards Plus is from Navy Federal Credit Union and Citi Double Cash is from Citi, so they're governed by separate bank policies.