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Card Comparison

cashRewards Plus vs Chase Ink Business Cash

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

cashRewards Plus card art
Navy Federal Credit Union
cashRewards Plus
Navy Federal Credit Union
More Info
Chase Ink Business Cash card art
Chase Ultimate Rewards
Chase Ink Business Cash
Chase
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
25,000 points
Spend $2,500 in 3 months
75,000 points
Spend $6,000 in 3 months
Top Earn Rates
  • All Purchases 2x
  • Office Supply Stores 5x
  • Internet, Cable, Phone Services 5x
  • Gas Stations 2x
Reward Type
cashback
miles
Key Credits
None
None
Transfer Partners
Cash back only
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
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Common Questions: cashRewards Plus vs Chase Ink Business Cash

Is the cashRewards Plus or Chase Ink Business Cash better for dining?

cashRewards Plus has no dining bonus; Chase Ink Business Cash earns 2x on dining.

Which has the higher signup bonus in 2026?

cashRewards Plus currently offers 25,000 pts signup bonus (spend $2,500 in 3 months). Chase Ink Business Cash offers 75,000 pts signup bonus (spend $6,000 in 3 months). Chase Ink Business Cash has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the cashRewards Plus and the Chase Ink Business Cash?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. cashRewards Plus is from Navy Federal Credit Union and Chase Ink Business Cash is from Chase, so they're governed by separate bank policies.