Capital One Venture X Rewards vs The Platinum Card from American Express Exclusively for Charles Schwab
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Hotels (Capital One Travel) 10x
- Rental Cars (Capital One Travel) 10x
- Flights (Capital One Travel) 5x
- Flights (Direct or Amex Travel) 5x
- Prepaid Hotels (Amex Travel) 5x
- All Other Purchases 1x
- Annual Travel Credit $300
- Global Entry/TSA PreCheck Credit $120
- Hotel Credit $300
- Uber Cash $200
- Uber One Credit $120
- +2 more
- Capital One Lounge Access
- Priority Pass Select
- 10,000 Anniversary Bonus Miles
- +2 more
- Centurion Lounge Access
- Priority Pass Select
- Fine Hotels + Resorts
- +2 more
- British Airways Executive Club
- JAL Mileage Bank
- Qatar Avios
- I Prefer Hotel Rewards
- Flying Blue
- +16 more
- Flying Blue
- Delta SkyMiles
- True Blue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
Common Questions: Capital One Venture X Rewards vs The Platinum Card from American Express Exclusively for Charles Schwab
Is the Capital One Venture X Rewards or The Platinum Card from American Express Exclusively for Charles Schwab better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Capital One Venture X Rewards currently offers 75,000 pts signup bonus (spend $4,000 in 3 months). The Platinum Card from American Express Exclusively for Charles Schwab offers 150,000 pts signup bonus (spend $12,000 in 6 months). The Platinum Card from American Express Exclusively for Charles Schwab has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Capital One Venture X Rewards and the The Platinum Card from American Express Exclusively for Charles Schwab?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Capital One Venture X Rewards is from Capital One and The Platinum Card from American Express Exclusively for Charles Schwab is from American Express, so they're governed by separate bank policies.