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CardCurator — Rewards Intelligence
Card Comparison

Capital One Venture X Business vs Citi Double Cash

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Capital One Venture X Business card art
Capital One
Capital One Venture X Business
Capital One
More Info
Citi Double Cash card art
Citi ThankYou Points
Citi Double Cash
Citi
More Info
Annual Fee
$395/yr
No annual fee
Foreign Fees
None
3%
Signup Bonus
200,000 points
Spend $30,000 in 3 months
$200 credit
Spend $1,500 in 6 months
Top Earn Rates
  • Hotels (Capital One Travel) 10x
  • Rental Cars (Capital One Travel) 10x
  • Flights (Capital One Travel) 5x
  • Citi Travel 5x
  • All Other Purchases 2x
Reward Type
miles
cashback
Key Credits
  • Annual Travel Credit $300
None
Card Perks
  • Capital One Lounge Access
  • Priority Pass Select
  • 10,000 Anniversary Bonus Miles
  • +1 more
None listed
Spend Milestones
  • 10,000 Anniversary Bonus Miles
    After $12 spend
No milestones
Transfer Partners
  • British Airways Executive Club
  • JAL Mileage Bank
  • Qatar Avios
  • I Prefer Hotel Rewards
  • Flying Blue
  • +16 more
  • AAdvantage
  • AAdvantage
  • Aeromexico Club Premier
  • Aeromexico Club Premier
  • Accor Live Limitless
  • +35 more
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Common Questions: Capital One Venture X Business vs Citi Double Cash

Is the Capital One Venture X Business or Citi Double Cash better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Capital One Venture X Business currently offers 200,000 pts signup bonus (spend $30,000 in 3 months). Citi Double Cash offers $200 signup bonus (spend $1,500 in 6 months). Capital One Venture X Business has the larger bonus.

Which card is better for international travel?

Capital One Venture X Business charges no foreign transaction fees — the better pick for international use. Citi Double Cash charges 3% on foreign purchases.

Can I hold both the Capital One Venture X Business and the Citi Double Cash?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Capital One Venture X Business is from Capital One and Citi Double Cash is from Citi, so they're governed by separate bank policies.