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Card Comparison

Capital One Venture Rewards vs LATAM Airlines World Elite Mastercard

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Capital One Venture Rewards card art
Capital One
Capital One Venture Rewards
Capital One
More Info
LATAM Airlines World Elite Mastercard card art
Latam Pass Miles
LATAM Airlines World Elite Mastercard
Cardless
More Info
Annual Fee
$95/yr
$99/yr
Foreign Fees
None
None
Signup Bonus
75,000 points + $250 credit
Spend $4,000 in 3 months
45,000 points
Spend $2,500 in 3 months
Top Earn Rates
  • Hotels (Capital One Travel) 5x
  • Vacation Rentals (Capital One Travel) 5x
  • Rental Cars (Capital One Travel) 5x
  • LATAM Airlines 4x
  • Restaurants, Rideshare, taxis, & public transit 3x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
  • TSA PreCheck/Global Entry Credit $120
  • Lifestyle Collection Experience Credit $50
None
Card Perks
None listed
  • LATAM Airlines-operated VIP Lounges (~$100/yr)
  • Cabin Upgrade (~$50/yr)
Transfer Partners
  • British Airways Executive Club
  • JAL Mileage Bank
  • Qatar Avios
  • I Prefer Hotel Rewards
  • Flying Blue
  • +16 more
No transfer partners

Common Questions: Capital One Venture Rewards vs LATAM Airlines World Elite Mastercard

Is the Capital One Venture Rewards or LATAM Airlines World Elite Mastercard better for dining?

Capital One Venture Rewards has no dining bonus; LATAM Airlines World Elite Mastercard earns 3x on dining.

Which has the higher signup bonus in 2026?

Capital One Venture Rewards currently offers 75,000 pts signup bonus (spend $4,000 in 3 months). LATAM Airlines World Elite Mastercard offers 45,000 pts signup bonus (spend $2,500 in 3 months). Capital One Venture Rewards has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Capital One Venture Rewards and the LATAM Airlines World Elite Mastercard?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Capital One Venture Rewards is from Capital One and LATAM Airlines World Elite Mastercard is from Cardless, so they're governed by separate bank policies.