Skip to main content
CardCurator — Rewards Intelligence
Card Comparison

Capital One Venture Rewards vs Hilton Honors Surpass

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Capital One Venture Rewards card art
Capital One
Capital One Venture Rewards
Capital One
More Info
Hilton Honors Surpass card art
Hilton Honors
Hilton Honors Surpass
American Express
More Info
Annual Fee
$95/yr
$150/yr
Foreign Fees
None
None
Signup Bonus
75,000 points + $250 credit
Spend $4,000 in 3 months
130,000 points
Spend $3,000 in 6 months
Top Earn Rates
  • Hotels (Capital One Travel) 5x
  • Vacation Rentals (Capital One Travel) 5x
  • Rental Cars (Capital One Travel) 5x
  • hotels and resorts within the Hilton portfolio 12x
  • Dining At U.S. restaurants, including takeout and delivery, 6x
  • Groceries At U.S. supermarkets 6x
Reward Type
miles
miles
Key Credits
  • TSA PreCheck/Global Entry Credit $120
  • Lifestyle Collection Experience Credit $50
  • Hilton Credit $50
Card Perks
None listed
  • Hilton Honors Gold Status
Spend Milestones
No milestones
  • Free Night Award
    After $15,000 spend
Transfer Partners
  • British Airways Executive Club
  • JAL Mileage Bank
  • Qatar Avios
  • I Prefer Hotel Rewards
  • Flying Blue
  • +16 more
No transfer partners
Open full comparison tool Compare more cards

Common Questions: Capital One Venture Rewards vs Hilton Honors Surpass

Is the Capital One Venture Rewards or Hilton Honors Surpass better for dining?

Capital One Venture Rewards has no dining bonus; Hilton Honors Surpass earns 6x on dining.

Which has the higher signup bonus in 2026?

Capital One Venture Rewards currently offers 75,000 pts signup bonus (spend $4,000 in 3 months). Hilton Honors Surpass offers 130,000 pts signup bonus (spend $3,000 in 6 months). Capital One Venture Rewards has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Capital One Venture Rewards and the Hilton Honors Surpass?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Capital One Venture Rewards is from Capital One and Hilton Honors Surpass is from American Express, so they're governed by separate bank policies.