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Card Comparison

Capital One Venture Rewards vs Fairwinds Visa Signature

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Capital One Venture Rewards card art
Capital One
Capital One Venture Rewards
Capital One
More Info
Fairwinds Visa Signature card art
Fairwinds Rewards
Fairwinds Visa Signature
Fairwinds Credit Union
More Info
Annual Fee
$95/yr
$95/yr
Foreign Fees
None
None
Signup Bonus
75,000 points + $250 credit
Spend $4,000 in 3 months
60,000 points
Spend $5,000 in 3 months
Top Earn Rates
  • Hotels (Capital One Travel) 5x
  • Vacation Rentals (Capital One Travel) 5x
  • Rental Cars (Capital One Travel) 5x
  • Theme Parks 5x
  • Travel 5x
  • Dining 3x
Reward Type
miles
miles
Key Credits
  • TSA PreCheck/Global Entry Credit $120
  • Lifestyle Collection Experience Credit $50
None
Transfer Partners
  • British Airways Executive Club
  • JAL Mileage Bank
  • Qatar Avios
  • I Prefer Hotel Rewards
  • Flying Blue
  • +16 more
No transfer partners

Common Questions: Capital One Venture Rewards vs Fairwinds Visa Signature

Is the Capital One Venture Rewards or Fairwinds Visa Signature better for dining?

Capital One Venture Rewards has no dining bonus; Fairwinds Visa Signature earns 3x on dining.

Which has the higher signup bonus in 2026?

Capital One Venture Rewards currently offers 75,000 pts signup bonus (spend $4,000 in 3 months). Fairwinds Visa Signature offers 60,000 pts signup bonus (spend $5,000 in 3 months). Capital One Venture Rewards has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Capital One Venture Rewards and the Fairwinds Visa Signature?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Capital One Venture Rewards is from Capital One and Fairwinds Visa Signature is from Fairwinds Credit Union, so they're governed by separate bank policies.