Card Comparison
Capital One Spark Miles vs Capital One Venture X Business
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
$99/yr
$395/yr
Foreign Fees
None
None
Signup Bonus
50,000 points
Spend $4,500 in 3 months
200,000 points
Spend $30,000 in 3 months
Top Earn Rates
- hotels and rental cars booked through Capital One Business Travel 5x
- All Other Purchases 2x
- Hotels (Capital One Travel) 10x
- Rental Cars (Capital One Travel) 10x
- Flights (Capital One Travel) 5x
Reward Type
miles
miles
Key Credits
- Global Entry or TSA PreCheck $120
- Annual Travel Credit $300
Card Perks
None listed
- Capital One Lounge Access
- Priority Pass Select
- 10,000 Anniversary Bonus Miles
- +1 more
Spend Milestones
No milestones
- 10,000 Anniversary Bonus MilesAfter $12 spend
Transfer Partners
- British Airways Executive Club
- JAL Mileage Bank
- Qatar Avios
- I Prefer Hotel Rewards
- Flying Blue
- +16 more
- British Airways Executive Club
- JAL Mileage Bank
- Qatar Avios
- I Prefer Hotel Rewards
- Flying Blue
- +16 more
Common Questions: Capital One Spark Miles vs Capital One Venture X Business
Is the Capital One Spark Miles or Capital One Venture X Business better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Capital One Spark Miles currently offers 50,000 pts signup bonus (spend $4,500 in 3 months). Capital One Venture X Business offers 200,000 pts signup bonus (spend $30,000 in 3 months). Capital One Venture X Business has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Capital One Spark Miles and the Capital One Venture X Business?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Capital One, so check their specific application rules.