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Card Comparison

Capital One Spark Cash Plus vs IHG One Rewards Premier Credit Card

See how these two cards stack up across fees, rewards, and signup bonuses.

Capital One Spark Cash Plus card art
Capital One
Capital One Spark Cash Plus
Capital One
More Info
IHG One Rewards Premier Credit Card card art
IHG One Rewards
IHG One Rewards Premier Credit Card
Chase
More Info
Annual Fee
$150/yr
$99/yr
Foreign Fees
None
None
Signup Bonus
200,000 points
Spend $30,000 in 3 months
175,000 points
Spend $5,000 in 3 months
Top Earn Rates
  • Hotels and rental cars booked through Capital One Travel 5x
  • All Other Purchases 2x
  • IHG Hotels and Resorts 10x
  • Travel 5x
  • Dining 5x
Reward Type
cashback
miles
Key Credits
None
  • Statement Credit
  • Statement Credit
  • Statement Credit