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Card Comparison

Capital One Spark Cash Plus vs Chase Sapphire Reserve

See how these two cards stack up across fees, rewards, and signup bonuses.

Capital One Spark Cash Plus card art
Capital One
Capital One Spark Cash Plus
Capital One
More Info
Chase Sapphire Reserve card art
Chase Ultimate Rewards
Chase Sapphire Reserve
Chase
More Info
Annual Fee
$150/yr
$795/yr
Foreign Fees
None
None
Signup Bonus
200,000 points
Spend $30,000 in 3 months
200,000 points
Spend $30,000 in 6 months
Top Earn Rates
  • Hotels and rental cars booked through Capital One Travel 5x
  • All Other Purchases 2x
  • Chase Travel 8x
  • Lyft 5x
  • Flights (Direct) 4x
Reward Type
cashback
miles
Key Credits
None
  • Annual Travel Credit
  • The Edit Hotel Credit