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Card Comparison

Capital One SavorOne Cash Rewards vs U.S. BANK SHOPPER CASH REWARDS

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Capital One SavorOne Cash Rewards card art
Capital One
Capital One SavorOne Cash Rewards
Capital One
More Info
U.S. BANK SHOPPER CASH REWARDS card art
U.S. Bank Cash Rewards
U.S. BANK SHOPPER CASH REWARDS
U.S. Bank
More Info
Annual Fee
No annual fee
$95/yr
Foreign Fees
None
3%
Signup Bonus
20,000 points
Spend $500 in 3 months
250 points
Spend $2,000 in 4 months
Top Earn Rates
  • Capital One Entertainment 8x
  • Hotels (Capital One Travel) 5x
  • Vacation Rentals (Capital One Travel) 5x
  • Selected Retailers (2 chosen) 6x
  • Everyday Category (1 chosen) 3x
  • All Other Purchases 1.5x
Reward Type
cashback
cashback
Key Credits
None
None
Transfer Partners
  • British Airways Executive Club
  • JAL Mileage Bank
  • Qatar Avios
  • I Prefer Hotel Rewards
  • Flying Blue
  • +16 more
Cash back only
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Common Questions: Capital One SavorOne Cash Rewards vs U.S. BANK SHOPPER CASH REWARDS

Is the Capital One SavorOne Cash Rewards or U.S. BANK SHOPPER CASH REWARDS better for dining?

Capital One SavorOne Cash Rewards earns 3x on dining; U.S. BANK SHOPPER CASH REWARDS has no dining bonus.

Which has the higher signup bonus in 2026?

Capital One SavorOne Cash Rewards currently offers 20,000 pts signup bonus (spend $500 in 3 months). U.S. BANK SHOPPER CASH REWARDS offers 250 pts signup bonus (spend $2,000 in 4 months). Capital One SavorOne Cash Rewards has the larger bonus.

Which card is better for international travel?

Capital One SavorOne Cash Rewards charges no foreign transaction fees — the better pick for international use. U.S. BANK SHOPPER CASH REWARDS charges 3% on foreign purchases.

Can I hold both the Capital One SavorOne Cash Rewards and the U.S. BANK SHOPPER CASH REWARDS?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Capital One SavorOne Cash Rewards is from Capital One and U.S. BANK SHOPPER CASH REWARDS is from U.S. Bank, so they're governed by separate bank policies.