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CardCurator — Rewards Intelligence
Card Comparison

Capital One SavorOne Cash Rewards vs Citi Double Cash

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Capital One SavorOne Cash Rewards card art
Capital One
Capital One SavorOne Cash Rewards
Capital One
More Info
Citi Double Cash card art
Citi ThankYou Points
Citi Double Cash
Citi
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
3%
Signup Bonus
20,000 points
Spend $500 in 3 months
$200 credit
Spend $1,500 in 6 months
Top Earn Rates
  • Capital One Entertainment 8x
  • Hotels (Capital One Travel) 5x
  • Vacation Rentals (Capital One Travel) 5x
  • Citi Travel 5x
  • All Other Purchases 2x
Reward Type
cashback
cashback
Key Credits
None
None
Transfer Partners
  • British Airways Executive Club
  • JAL Mileage Bank
  • Qatar Avios
  • I Prefer Hotel Rewards
  • Flying Blue
  • +16 more
  • AAdvantage
  • AAdvantage
  • Aeromexico Club Premier
  • Aeromexico Club Premier
  • Accor Live Limitless
  • +35 more
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Common Questions: Capital One SavorOne Cash Rewards vs Citi Double Cash

Is the Capital One SavorOne Cash Rewards or Citi Double Cash better for dining?

Capital One SavorOne Cash Rewards earns 3x on dining; Citi Double Cash has no dining bonus.

Which has the higher signup bonus in 2026?

Capital One SavorOne Cash Rewards currently offers 20,000 pts signup bonus (spend $500 in 3 months). Citi Double Cash offers $200 signup bonus (spend $1,500 in 6 months). Capital One SavorOne Cash Rewards has the larger bonus.

Which card is better for international travel?

Capital One SavorOne Cash Rewards charges no foreign transaction fees — the better pick for international use. Citi Double Cash charges 3% on foreign purchases.

Can I hold both the Capital One SavorOne Cash Rewards and the Citi Double Cash?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Capital One SavorOne Cash Rewards is from Capital One and Citi Double Cash is from Citi, so they're governed by separate bank policies.