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Card Comparison

Capital One SavorOne Cash Rewards vs cashRewards Plus

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Capital One SavorOne Cash Rewards card art
Capital One
Capital One SavorOne Cash Rewards
Capital One
More Info
cashRewards Plus card art
Navy Federal Credit Union
cashRewards Plus
Navy Federal Credit Union
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
20,000 points
Spend $500 in 3 months
25,000 points
Spend $2,500 in 3 months
Top Earn Rates
  • Capital One Entertainment 8x
  • Hotels (Capital One Travel) 5x
  • Vacation Rentals (Capital One Travel) 5x
  • All Purchases 2x
Reward Type
cashback
cashback
Key Credits
None
None
Transfer Partners
  • British Airways Executive Club
  • JAL Mileage Bank
  • Qatar Avios
  • I Prefer Hotel Rewards
  • Flying Blue
  • +16 more
Cash back only
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Common Questions: Capital One SavorOne Cash Rewards vs cashRewards Plus

Is the Capital One SavorOne Cash Rewards or cashRewards Plus better for dining?

Capital One SavorOne Cash Rewards earns 3x on dining; cashRewards Plus has no dining bonus.

Which has the higher signup bonus in 2026?

Capital One SavorOne Cash Rewards currently offers 20,000 pts signup bonus (spend $500 in 3 months). cashRewards Plus offers 25,000 pts signup bonus (spend $2,500 in 3 months). Capital One SavorOne Cash Rewards has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Capital One SavorOne Cash Rewards and the cashRewards Plus?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Capital One SavorOne Cash Rewards is from Capital One and cashRewards Plus is from Navy Federal Credit Union, so they're governed by separate bank policies.