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CardCurator — Rewards Intelligence
Card Comparison

Capital One Quicksilver Cash Rewards vs Choice Privileges Select Mastercard

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Capital One Quicksilver Cash Rewards card art
Capital One
Capital One Quicksilver Cash Rewards
Capital One
More Info
Choice Privileges Select Mastercard card art
Choice Privileges
Choice Privileges Select Mastercard
Wells Fargo
More Info
Annual Fee
No annual fee
$95/yr
Foreign Fees
None
3%
Signup Bonus
20,000 points
Spend $500 in 3 months
60,000 points
Spend $3,000 in 3 months
Top Earn Rates
  • Hotels (Capital One Travel) 5x
  • Vacation Rentals (Capital One Travel) 5x
  • Rental Cars (Capital One Travel) 5x
  • Choice Hotels® properties22 plus on Choice Privileges point purchases 10x
  • gas stations, grocery stores, home improvement stores and phone plan services 5x
  • All Other Purchases 1x
Reward Type
cashback
miles
Key Credits
None
None
Transfer Partners
  • British Airways Executive Club
  • JAL Mileage Bank
  • Qatar Avios
  • I Prefer Hotel Rewards
  • Flying Blue
  • +16 more
No transfer partners
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Common Questions: Capital One Quicksilver Cash Rewards vs Choice Privileges Select Mastercard

Is the Capital One Quicksilver Cash Rewards or Choice Privileges Select Mastercard better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Capital One Quicksilver Cash Rewards currently offers 20,000 pts signup bonus (spend $500 in 3 months). Choice Privileges Select Mastercard offers 60,000 pts signup bonus (spend $3,000 in 3 months). Capital One Quicksilver Cash Rewards has the larger bonus.

Which card is better for international travel?

Capital One Quicksilver Cash Rewards charges no foreign transaction fees — the better pick for international use. Choice Privileges Select Mastercard charges 3% on foreign purchases.

Can I hold both the Capital One Quicksilver Cash Rewards and the Choice Privileges Select Mastercard?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Capital One Quicksilver Cash Rewards is from Capital One and Choice Privileges Select Mastercard is from Wells Fargo, so they're governed by separate bank policies.