British Airways Visa vs The Platinum Card from American Express Exclusively for Charles Schwab
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- British Airways, Aer Lingus, and Iberia 3x
- hotel accommodations when booked directly with the hotel 2x
- All Other Purchases 1x
- Flights (Direct or Amex Travel) 5x
- Prepaid Hotels (Amex Travel) 5x
- All Other Purchases 1x
- Hotel Credit $300
- Uber Cash $200
- Uber One Credit $120
- +2 more
- Centurion Lounge Access
- Priority Pass Select
- Fine Hotels + Resorts
- +2 more
- Travel Together Ticket every calendar year you make $30,000 in purchases on your British Airways credit card. Valid for two years when you redeem Avios for a flight on British Airways for a companion traveling on the same flight, or use it for a 50% discount on the Avios price you pay when booking a solo reward flightAfter $30,000 spend
- Flying Blue
- Delta SkyMiles
- True Blue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
Common Questions: British Airways Visa vs The Platinum Card from American Express Exclusively for Charles Schwab
Is the British Airways Visa or The Platinum Card from American Express Exclusively for Charles Schwab better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
British Airways Visa currently offers 90,000 pts signup bonus (spend $5,000 in 3 months). The Platinum Card from American Express Exclusively for Charles Schwab offers 150,000 pts signup bonus (spend $12,000 in 6 months). The Platinum Card from American Express Exclusively for Charles Schwab has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the British Airways Visa and the The Platinum Card from American Express Exclusively for Charles Schwab?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. British Airways Visa is from Chase and The Platinum Card from American Express Exclusively for Charles Schwab is from American Express, so they're governed by separate bank policies.