Card Comparison
British Airways Visa vs IHG One Rewards Premier Credit Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
$95/yr
$99/yr
Foreign Fees
None
None
Signup Bonus
85,000 points
Spend $5,000 in 3 months
175,000 points
Spend $5,000 in 3 months
Top Earn Rates
- British Airways, Aer Lingus, and Iberia 3x
- hotel accommodations when booked directly with the hotel 2x
- All Other Purchases 1x
- IHG Hotels and Resorts 10x
- Travel 5x
- Dining 5x
Reward Type
miles
miles
Key Credits
None
- Statement Credit $100
- Statement Credit $120
- Statement Credit $50
Card Perks
None listed
- 4th award night free
- Platinum Elite Status
Spend Milestones
- Travel Together Ticket every calendar year you make $30,000 in purchases on your British Airways credit card. Valid for two years when you redeem Avios for a flight on British Airways for a companion traveling on the same flight, or use it for a 50% discount on the Avios price you pay when booking a solo reward flightAfter $30,000 spend
- 100 Statement CreditAfter $20,000 spend
- 10000 pointsAfter $20,000 spend
Transfer Partners
No transfer partners
No transfer partners
Common Questions: British Airways Visa vs IHG One Rewards Premier Credit Card
Is the British Airways Visa or IHG One Rewards Premier Credit Card better for dining?
British Airways Visa has no dining bonus; IHG One Rewards Premier Credit Card earns 5x on dining.
Which has the higher signup bonus in 2026?
British Airways Visa currently offers 85,000 pts signup bonus (spend $5,000 in 3 months). IHG One Rewards Premier Credit Card offers 175,000 pts signup bonus (spend $5,000 in 3 months). British Airways Visa has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the British Airways Visa and the IHG One Rewards Premier Credit Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.