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CardCurator — Rewards Intelligence
Card Comparison

British Airways Visa vs Delta SkyMiles Reserve Business Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

British Airways Visa card art
British Airways Executive Club
British Airways Visa
Chase
More Info
Delta SkyMiles Reserve Business Card card art
Delta SkyMiles
Delta SkyMiles Reserve Business Card
American Express
More Info
Annual Fee
$95/yr
$650/yr
Foreign Fees
None
None
Signup Bonus
85,000 points
Spend $5,000 in 3 months
125,000 points
Spend $15,000 in 6 months
Top Earn Rates
  • British Airways, Aer Lingus, and Iberia 3x
  • hotel accommodations when booked directly with the hotel 2x
  • All Other Purchases 1x
  • Delta Purchases 3x
  • Transit/Rideshares 1.5x
  • U.S. Shipping Providers 1.5x
Reward Type
miles
miles
Key Credits
None
  • Statement Credit $10
  • Statement Credit $20
Card Perks
None listed
  • Delta Sky Club Access
  • First Checked Bag Free
  • Priority Boarding
  • +2 more
Spend Milestones
  • Travel Together Ticket every calendar year you make $30,000 in purchases on your British Airways credit card. Valid for two years when you redeem Avios for a flight on British Airways for a companion traveling on the same flight, or use it for a 50% discount on the Avios price you pay when booking a solo reward flight
    After $30,000 spend
  • Unlimited Delta Sky Club Access
    After $75,000 spend
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: British Airways Visa vs Delta SkyMiles Reserve Business Card

Is the British Airways Visa or Delta SkyMiles Reserve Business Card better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

British Airways Visa currently offers 85,000 pts signup bonus (spend $5,000 in 3 months). Delta SkyMiles Reserve Business Card offers 125,000 pts signup bonus (spend $15,000 in 6 months). Delta SkyMiles Reserve Business Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the British Airways Visa and the Delta SkyMiles Reserve Business Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. British Airways Visa is from Chase and Delta SkyMiles Reserve Business Card is from American Express, so they're governed by separate bank policies.