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Card Comparison

British Airways Visa vs Capital One Venture X Rewards

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

British Airways Visa card art
British Airways Executive Club
British Airways Visa
Chase
More Info
Capital One Venture X Rewards card art
Capital One
Capital One Venture X Rewards
Capital One
More Info
Annual Fee
$95/yr
$395/yr
Foreign Fees
None
None
Signup Bonus
85,000 points
Spend $5,000 in 3 months
100,000 points
Spend $10,000 in 6 months
Top Earn Rates
  • British Airways, Aer Lingus, and Iberia 3x
  • hotel accommodations when booked directly with the hotel 2x
  • All Other Purchases 1x
  • Hotels (Capital One Travel) 10x
  • Rental Cars (Capital One Travel) 10x
  • Flights (Capital One Travel) 5x
Reward Type
miles
miles
Key Credits
None
  • Annual Travel Credit $300
  • Global Entry/TSA PreCheck Credit $120
Card Perks
None listed
  • Capital One Lounge Access
  • Priority Pass Select
  • 10,000 Anniversary Bonus Miles
  • +2 more
Spend Milestones
  • Travel Together Ticket every calendar year you make $30,000 in purchases on your British Airways credit card. Valid for two years when you redeem Avios for a flight on British Airways for a companion traveling on the same flight, or use it for a 50% discount on the Avios price you pay when booking a solo reward flight
    After $30,000 spend
No milestones
Transfer Partners
No transfer partners
  • British Airways Executive Club
  • JAL Mileage Bank
  • Qatar Avios
  • I Prefer Hotel Rewards
  • Flying Blue
  • +16 more

Common Questions: British Airways Visa vs Capital One Venture X Rewards

Is the British Airways Visa or Capital One Venture X Rewards better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

British Airways Visa currently offers 85,000 pts signup bonus (spend $5,000 in 3 months). Capital One Venture X Rewards offers 100,000 pts signup bonus (spend $10,000 in 6 months). Capital One Venture X Rewards has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the British Airways Visa and the Capital One Venture X Rewards?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. British Airways Visa is from Chase and Capital One Venture X Rewards is from Capital One, so they're governed by separate bank policies.