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CardCurator — Rewards Intelligence
Card Comparison

Blue Cash Preferred Card from American Express vs United Club℠ Infinite Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Blue Cash Preferred Card from American Express card art
American Express Membership Rewards
Blue Cash Preferred Card from American Express
American Express
More Info
United Club℠ Infinite Card card art
United MileagePlus
United Club℠ Infinite Card
Chase
More Info
Annual Fee
$95/yr
$695/yr
Foreign Fees
None
None
Signup Bonus
35,000 points
Spend $3,000 in 6 months
90,000 points
Spend $5,000 in 3 months
Top Earn Rates
  • U.S. Supermarkets 6x
  • Select U.S. Streaming Subscriptions 6x
  • U.S. Gas Stations 3x
  • United Purchases 4x
  • Dining 2x
  • Hotel Stays 2x
Reward Type
cashback
miles
Key Credits
None
  • Global Entry/TSA PreCheck Credit $120
  • IHG Rewards Credit $120
Card Perks
None listed
  • United Club Membership
  • Free First and Second Checked Bags
  • Premier Access
  • +1 more
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
No transfer partners
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Common Questions: Blue Cash Preferred Card from American Express vs United Club℠ Infinite Card

Is the Blue Cash Preferred Card from American Express or United Club℠ Infinite Card better for dining?

Blue Cash Preferred Card from American Express has no dining bonus; United Club℠ Infinite Card earns 2x on dining.

Which has the higher signup bonus in 2026?

Blue Cash Preferred Card from American Express currently offers 35,000 pts signup bonus (spend $3,000 in 6 months). United Club℠ Infinite Card offers 90,000 pts signup bonus (spend $5,000 in 3 months). United Club℠ Infinite Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Blue Cash Preferred Card from American Express and the United Club℠ Infinite Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Blue Cash Preferred Card from American Express is from American Express and United Club℠ Infinite Card is from Chase, so they're governed by separate bank policies.