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CardCurator — Rewards Intelligence
Card Comparison

Blue Cash Preferred Card from American Express vs United℠ Business Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Blue Cash Preferred Card from American Express card art
American Express Membership Rewards
Blue Cash Preferred Card from American Express
American Express
More Info
United℠ Business Card card art
United MileagePlus
United℠ Business Card
Chase
More Info
Annual Fee
$95/yr
$150/yr
Foreign Fees
None
None
Signup Bonus
35,000 points
Spend $3,000 in 6 months
100,000 points
Spend $5,000 in 3 months
Top Earn Rates
  • U.S. Supermarkets 6x
  • Select U.S. Streaming Subscriptions 6x
  • U.S. Gas Stations 3x
  • United Purchases 2x
  • Dining 2x
  • Gas Stations 2x
Reward Type
cashback
miles
Key Credits
None
None
Card Perks
None listed
  • Two United Club One-Time Passes (~$100/yr)
  • Free First Checked Bag (~$160/yr)
  • Priority Boarding
  • +2 more
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
No transfer partners
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Common Questions: Blue Cash Preferred Card from American Express vs United℠ Business Card

Is the Blue Cash Preferred Card from American Express or United℠ Business Card better for dining?

Blue Cash Preferred Card from American Express has no dining bonus; United℠ Business Card earns 2x on dining.

Which has the higher signup bonus in 2026?

Blue Cash Preferred Card from American Express currently offers 35,000 pts signup bonus (spend $3,000 in 6 months). United℠ Business Card offers 100,000 pts signup bonus (spend $5,000 in 3 months). United℠ Business Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Blue Cash Preferred Card from American Express and the United℠ Business Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Blue Cash Preferred Card from American Express is from American Express and United℠ Business Card is from Chase, so they're governed by separate bank policies.