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Card Comparison

Blue Cash Preferred Card from American Express vs U.S Bank Business Leverage

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Blue Cash Preferred Card from American Express card art
American Express Membership Rewards
Blue Cash Preferred Card from American Express
American Express
More Info
U.S Bank Business Leverage card art
U.S. Bank FlexPerks
U.S Bank Business Leverage
U.S. Bank
More Info
Annual Fee
$95/yr
$95/yr
Foreign Fees
None
3%
Signup Bonus
35,000 points
Spend $3,000 in 6 months
75,000 points
Spend $7,500 in 4 months
Top Earn Rates
  • U.S. Supermarkets 6x
  • Select U.S. Streaming Subscriptions 6x
  • U.S. Gas Stations 3x
  • U.S. Bank Travel Center 5x
  • Top 2 Spending Categories (Automatic) 2x
  • All Other Purchases 1x
Reward Type
cashback
miles
Key Credits
None
None
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
No transfer partners

Common Questions: Blue Cash Preferred Card from American Express vs U.S Bank Business Leverage

Is the Blue Cash Preferred Card from American Express or U.S Bank Business Leverage better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Blue Cash Preferred Card from American Express currently offers 35,000 pts signup bonus (spend $3,000 in 6 months). U.S Bank Business Leverage offers 75,000 pts signup bonus (spend $7,500 in 4 months). U.S Bank Business Leverage has the larger bonus.

Which card is better for international travel?

Blue Cash Preferred Card from American Express charges no foreign transaction fees — the better pick for international use. U.S Bank Business Leverage charges 3% on foreign purchases.

Can I hold both the Blue Cash Preferred Card from American Express and the U.S Bank Business Leverage?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Blue Cash Preferred Card from American Express is from American Express and U.S Bank Business Leverage is from U.S. Bank, so they're governed by separate bank policies.