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Card Comparison

Blue Cash Preferred Card from American Express vs IHG One Rewards Premier Credit Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Blue Cash Preferred Card from American Express card art
American Express Membership Rewards
Blue Cash Preferred Card from American Express
American Express
More Info
IHG One Rewards Premier Credit Card card art
IHG One Rewards
IHG One Rewards Premier Credit Card
Chase
More Info
Annual Fee
$95/yr
$99/yr
Foreign Fees
None
None
Signup Bonus
35,000 points
Spend $3,000 in 6 months
175,000 points
Spend $5,000 in 3 months
Top Earn Rates
  • U.S. Supermarkets 6x
  • Select U.S. Streaming Subscriptions 6x
  • U.S. Gas Stations 3x
  • IHG Hotels and Resorts 10x
  • Travel 5x
  • Dining 5x
Reward Type
cashback
miles
Key Credits
None
  • Statement Credit $100
  • Statement Credit $120
  • Statement Credit $50
Card Perks
None listed
  • 4th award night free
  • Platinum Elite Status
Spend Milestones
No milestones
  • 100 Statement Credit
    After $20,000 spend
  • 10000 points
    After $20,000 spend
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
No transfer partners
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Common Questions: Blue Cash Preferred Card from American Express vs IHG One Rewards Premier Credit Card

Is the Blue Cash Preferred Card from American Express or IHG One Rewards Premier Credit Card better for dining?

Blue Cash Preferred Card from American Express has no dining bonus; IHG One Rewards Premier Credit Card earns 5x on dining.

Which has the higher signup bonus in 2026?

Blue Cash Preferred Card from American Express currently offers 35,000 pts signup bonus (spend $3,000 in 6 months). IHG One Rewards Premier Credit Card offers 175,000 pts signup bonus (spend $5,000 in 3 months). IHG One Rewards Premier Credit Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Blue Cash Preferred Card from American Express and the IHG One Rewards Premier Credit Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Blue Cash Preferred Card from American Express is from American Express and IHG One Rewards Premier Credit Card is from Chase, so they're governed by separate bank policies.