Blue Cash Preferred Card from American Express vs Capital One Spark Cash Plus
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- U.S. Supermarkets 6x
- Select U.S. Streaming Subscriptions 6x
- U.S. Gas Stations 3x
- Hotels and rental cars booked through Capital One Travel 5x
- All Other Purchases 2x
- Flying Blue
- Delta SkyMiles
- True Blue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
- British Airways Executive Club
- JAL Mileage Bank
- Qatar Avios
- I Prefer Hotel Rewards
- Flying Blue
- +16 more
Common Questions: Blue Cash Preferred Card from American Express vs Capital One Spark Cash Plus
Is the Blue Cash Preferred Card from American Express or Capital One Spark Cash Plus better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Blue Cash Preferred Card from American Express currently offers 35,000 pts signup bonus (spend $3,000 in 6 months). Capital One Spark Cash Plus offers 200,000 pts signup bonus (spend $30,000 in 3 months). Capital One Spark Cash Plus has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Blue Cash Preferred Card from American Express and the Capital One Spark Cash Plus?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Blue Cash Preferred Card from American Express is from American Express and Capital One Spark Cash Plus is from Capital One, so they're governed by separate bank policies.