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Card Comparison

Blue Cash Everyday Card from American Express vs OpenSky Secured Visa

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Blue Cash Everyday Card from American Express card art
American Express Membership Rewards
Blue Cash Everyday Card from American Express
American Express
More Info
OpenSky Secured Visa card art
OpenSky
OpenSky Secured Visa
Capital Bank
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
20,000 points
Spend $2,000 in 6 months
None
Top Earn Rates
  • U.S. Supermarkets 3x
  • U.S. Online Retail Purchases 3x
  • U.S. Gas Stations 2x
  • Select Merchants 10x
  • All Other Purchases 1x
Reward Type
cashback
cashback
Key Credits
  • Disney Bundle Credit $7
  • Home Chef Credit $15
None
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
Cash back only

Common Questions: Blue Cash Everyday Card from American Express vs OpenSky Secured Visa

Is the Blue Cash Everyday Card from American Express or OpenSky Secured Visa better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Blue Cash Everyday Card from American Express currently offers 20,000 pts signup bonus (spend $2,000 in 6 months). OpenSky Secured Visa offers no current bonus. Blue Cash Everyday Card from American Express has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Blue Cash Everyday Card from American Express and the OpenSky Secured Visa?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Blue Cash Everyday Card from American Express is from American Express and OpenSky Secured Visa is from Capital Bank, so they're governed by separate bank policies.