Card Comparison
Blue Business Cash Card vs Discover it Cash Back
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $6,000 in 4 months
See issuer
Top Earn Rates
- All purchases 2x
- Rotating Quarterly Categories 5x
- All Other Purchases 1x
Reward Type
cashback
cashback
Key Credits
None
None
Transfer Partners
- Flying Blue
- Delta SkyMiles
- True Blue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
Cash back only
Common Questions: Blue Business Cash Card vs Discover it Cash Back
Is the Blue Business Cash Card or Discover it Cash Back better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Blue Business Cash Card currently offers 75,000 pts signup bonus (spend $6,000 in 4 months). Discover it Cash Back offers $200 signup bonus. Blue Business Cash Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Blue Business Cash Card and the Discover it Cash Back?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Blue Business Cash Card is from American Express and Discover it Cash Back is from Discover, so they're governed by separate bank policies.