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Card Comparison

Blue Business Cash Card vs Delta SkyMiles Reserve Business Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Blue Business Cash Card card art
American Express Membership Rewards
Blue Business Cash Card
American Express
More Info
Delta SkyMiles Reserve Business Card card art
Delta SkyMiles
Delta SkyMiles Reserve Business Card
American Express
More Info
Annual Fee
No annual fee
$650/yr
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $6,000 in 4 months
125,000 points
Spend $15,000 in 6 months
Top Earn Rates
  • All purchases 2x
  • Delta Purchases 3x
  • Transit/Rideshares 1.5x
  • U.S. Shipping Providers 1.5x
Reward Type
cashback
miles
Key Credits
None
  • Statement Credit $10
  • Statement Credit $20
Card Perks
None listed
  • Delta Sky Club Access
  • First Checked Bag Free
  • Priority Boarding
  • +2 more
Spend Milestones
No milestones
  • Unlimited Delta Sky Club Access
    After $75,000 spend
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
No transfer partners

Common Questions: Blue Business Cash Card vs Delta SkyMiles Reserve Business Card

Is the Blue Business Cash Card or Delta SkyMiles Reserve Business Card better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Blue Business Cash Card currently offers 75,000 pts signup bonus (spend $6,000 in 4 months). Delta SkyMiles Reserve Business Card offers 125,000 pts signup bonus (spend $15,000 in 6 months). Both bonuses are roughly equal in value.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Blue Business Cash Card and the Delta SkyMiles Reserve Business Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from American Express, so check their specific application rules.