Card Comparison
Blue Business Cash Card vs Delta SkyMiles Reserve Business Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
$650/yr
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $6,000 in 4 months
125,000 points
Spend $15,000 in 6 months
Top Earn Rates
- All purchases 2x
- Delta Purchases 3x
- Transit/Rideshares 1.5x
- U.S. Shipping Providers 1.5x
Reward Type
cashback
miles
Key Credits
None
- Statement Credit $10
- Statement Credit $20
Card Perks
None listed
- Delta Sky Club Access
- First Checked Bag Free
- Priority Boarding
- +2 more
Spend Milestones
No milestones
- Unlimited Delta Sky Club AccessAfter $75,000 spend
Transfer Partners
- Flying Blue
- Delta SkyMiles
- True Blue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
No transfer partners
Common Questions: Blue Business Cash Card vs Delta SkyMiles Reserve Business Card
Is the Blue Business Cash Card or Delta SkyMiles Reserve Business Card better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Blue Business Cash Card currently offers 75,000 pts signup bonus (spend $6,000 in 4 months). Delta SkyMiles Reserve Business Card offers 125,000 pts signup bonus (spend $15,000 in 6 months). Both bonuses are roughly equal in value.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Blue Business Cash Card and the Delta SkyMiles Reserve Business Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from American Express, so check their specific application rules.
