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Card Comparison

Blue Business Cash Card vs Citi Double Cash

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Blue Business Cash Card card art
American Express Membership Rewards
Blue Business Cash Card
American Express
More Info
Citi Double Cash card art
Citi ThankYou Points
Citi Double Cash
Citi
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
3%
Signup Bonus
75,000 points
Spend $6,000 in 4 months
$200 credit
Spend $1,500 in 6 months
Top Earn Rates
  • All purchases 2x
  • Citi Travel 5x
  • All Other Purchases 2x
Reward Type
cashback
cashback
Key Credits
None
None
Transfer Partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
  • AAdvantage
  • AAdvantage
  • Aeromexico Club Premier
  • Aeromexico Club Premier
  • Accor Live Limitless
  • +35 more

Common Questions: Blue Business Cash Card vs Citi Double Cash

Is the Blue Business Cash Card or Citi Double Cash better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Blue Business Cash Card currently offers 75,000 pts signup bonus (spend $6,000 in 4 months). Citi Double Cash offers $200 signup bonus (spend $1,500 in 6 months). Blue Business Cash Card has the larger bonus.

Which card is better for international travel?

Blue Business Cash Card charges no foreign transaction fees — the better pick for international use. Citi Double Cash charges 3% on foreign purchases.

Can I hold both the Blue Business Cash Card and the Citi Double Cash?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Blue Business Cash Card is from American Express and Citi Double Cash is from Citi, so they're governed by separate bank policies.