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CardCurator — Rewards Intelligence
Card Comparison

BJ's One+ Mastercard vs U.S Bank Business Leverage

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

BJ's One+ Mastercard card art
BJ's Rewards
BJ's One+ Mastercard
Capital One
More Info
U.S Bank Business Leverage card art
U.S. Bank FlexPerks
U.S Bank Business Leverage
U.S. Bank
More Info
Annual Fee
No annual fee
$95/yr
Foreign Fees
None
3%
Signup Bonus
$40 credit
75,000 points
Spend $7,500 in 4 months
Top Earn Rates
  • most purchases at BJ's 5x
  • All Other Purchases 2x
  • U.S. Bank Travel Center 5x
  • Top 2 Spending Categories (Automatic) 2x
  • All Other Purchases 1x
Reward Type
cashback
miles
Key Credits
None
None
Card Perks
  • 15 cents off/gallon at BJ's gas
None listed
Transfer Partners
Cash back only
No transfer partners
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Common Questions: BJ's One+ Mastercard vs U.S Bank Business Leverage

Is the BJ's One+ Mastercard or U.S Bank Business Leverage better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

BJ's One+ Mastercard currently offers $40 signup bonus. U.S Bank Business Leverage offers 75,000 pts signup bonus (spend $7,500 in 4 months). U.S Bank Business Leverage has the larger bonus.

Which card is better for international travel?

BJ's One+ Mastercard charges no foreign transaction fees — the better pick for international use. U.S Bank Business Leverage charges 3% on foreign purchases.

Can I hold both the BJ's One+ Mastercard and the U.S Bank Business Leverage?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. BJ's One+ Mastercard is from Capital One and U.S Bank Business Leverage is from U.S. Bank, so they're governed by separate bank policies.