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CardCurator — Rewards Intelligence
Card Comparison

BJ's One+ Mastercard vs Capital One Venture Rewards

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

BJ's One+ Mastercard card art
BJ's Rewards
BJ's One+ Mastercard
Capital One
More Info
Capital One Venture Rewards card art
Capital One
Capital One Venture Rewards
Capital One
More Info
Annual Fee
No annual fee
$95/yr
Foreign Fees
None
None
Signup Bonus
$40 credit
75,000 points + $250 credit
Spend $4,000 in 3 months
Top Earn Rates
  • most purchases at BJ's 5x
  • All Other Purchases 2x
  • Hotels (Capital One Travel) 5x
  • Vacation Rentals (Capital One Travel) 5x
  • Rental Cars (Capital One Travel) 5x
Reward Type
cashback
miles
Key Credits
None
  • TSA PreCheck/Global Entry Credit $120
  • Lifestyle Collection Experience Credit $50
Card Perks
  • 15 cents off/gallon at BJ's gas
None listed
Transfer Partners
Cash back only
  • British Airways Executive Club
  • JAL Mileage Bank
  • Qatar Avios
  • I Prefer Hotel Rewards
  • Flying Blue
  • +16 more
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Common Questions: BJ's One+ Mastercard vs Capital One Venture Rewards

Is the BJ's One+ Mastercard or Capital One Venture Rewards better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

BJ's One+ Mastercard currently offers $40 signup bonus. Capital One Venture Rewards offers 75,000 pts signup bonus (spend $4,000 in 3 months). Capital One Venture Rewards has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the BJ's One+ Mastercard and the Capital One Venture Rewards?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Capital One, so check their specific application rules.