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CardCurator — Rewards Intelligence
Card Comparison

BJ's One+ Mastercard vs Capital One SavorOne Cash Rewards

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

BJ's One+ Mastercard card art
BJ's Rewards
BJ's One+ Mastercard
Capital One
More Info
Capital One SavorOne Cash Rewards card art
Capital One
Capital One SavorOne Cash Rewards
Capital One
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
$40 credit
20,000 points
Spend $500 in 3 months
Top Earn Rates
  • most purchases at BJ's 5x
  • All Other Purchases 2x
  • Capital One Entertainment 8x
  • Hotels (Capital One Travel) 5x
  • Vacation Rentals (Capital One Travel) 5x
Reward Type
cashback
cashback
Key Credits
None
None
Card Perks
  • 15 cents off/gallon at BJ's gas
None listed
Transfer Partners
Cash back only
  • British Airways Executive Club
  • JAL Mileage Bank
  • Qatar Avios
  • I Prefer Hotel Rewards
  • Flying Blue
  • +16 more
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Common Questions: BJ's One+ Mastercard vs Capital One SavorOne Cash Rewards

Is the BJ's One+ Mastercard or Capital One SavorOne Cash Rewards better for dining?

BJ's One+ Mastercard has no dining bonus; Capital One SavorOne Cash Rewards earns 3x on dining.

Which has the higher signup bonus in 2026?

BJ's One+ Mastercard currently offers $0 signup bonus. Capital One SavorOne Cash Rewards offers 20,000 pts signup bonus (spend $500 in 3 months). Capital One SavorOne Cash Rewards has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the BJ's One+ Mastercard and the Capital One SavorOne Cash Rewards?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Capital One, so check their specific application rules.