Card Comparison
BJ's One+ Mastercard vs BJ's One Mastercard
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
$40 credit
$30 credit
Spend $30 in 1 months
Top Earn Rates
- most purchases at BJ's 5x
- All Other Purchases 2x
- most purchase at BJ's 3x
- All Other Purchases 1.5x
Reward Type
cashback
cashback
Key Credits
None
None
Card Perks
- 15 cents off/gallon at BJ's gas
- 10 cents off/gallon at BJ's gas
Common Questions: BJ's One+ Mastercard vs BJ's One Mastercard
Is the BJ's One+ Mastercard or BJ's One Mastercard better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
BJ's One+ Mastercard currently offers $40 signup bonus. BJ's One Mastercard offers $30 signup bonus (spend $30 in 1 months). BJ's One+ Mastercard has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the BJ's One+ Mastercard and the BJ's One Mastercard?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Capital One, so check their specific application rules.