Card Comparison
BJ's One Mastercard vs Capital One Venture X Rewards
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
$395/yr
Foreign Fees
None
None
Signup Bonus
$30 credit
Spend $30 in 1 months
100,000 points
Spend $10,000 in 6 months
Top Earn Rates
- most purchase at BJ's 3x
- All Other Purchases 1.5x
- Hotels (Capital One Travel) 10x
- Rental Cars (Capital One Travel) 10x
- Flights (Capital One Travel) 5x
Reward Type
cashback
miles
Key Credits
None
- Annual Travel Credit $300
- Global Entry/TSA PreCheck Credit $120
Card Perks
- 10 cents off/gallon at BJ's gas
- Capital One Lounge Access
- Priority Pass Select
- 10,000 Anniversary Bonus Miles
- +2 more
Transfer Partners
Cash back only
- British Airways Executive Club
- JAL Mileage Bank
- Qatar Avios
- I Prefer Hotel Rewards
- Flying Blue
- +16 more
Common Questions: BJ's One Mastercard vs Capital One Venture X Rewards
Is the BJ's One Mastercard or Capital One Venture X Rewards better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
BJ's One Mastercard currently offers $30 signup bonus (spend $30 in 1 months). Capital One Venture X Rewards offers 100,000 pts signup bonus (spend $10,000 in 6 months). Capital One Venture X Rewards has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the BJ's One Mastercard and the Capital One Venture X Rewards?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Capital One, so check their specific application rules.