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CardCurator — Rewards Intelligence
Card Comparison

BJ's One Mastercard vs Capital One Venture X Business

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

BJ's One Mastercard card art
BJ's Rewards
BJ's One Mastercard
Capital One
More Info
Capital One Venture X Business card art
Capital One
Capital One Venture X Business
Capital One
More Info
Annual Fee
No annual fee
$395/yr
Foreign Fees
None
None
Signup Bonus
$30 credit
Spend $30 in 1 months
200,000 points
Spend $30,000 in 3 months
Top Earn Rates
  • most purchase at BJ's 3x
  • All Other Purchases 1.5x
  • Hotels (Capital One Travel) 10x
  • Rental Cars (Capital One Travel) 10x
  • Flights (Capital One Travel) 5x
Reward Type
cashback
miles
Key Credits
None
  • Annual Travel Credit $300
Card Perks
  • 10 cents off/gallon at BJ's gas
  • Capital One Lounge Access
  • Priority Pass Select
  • 10,000 Anniversary Bonus Miles
  • +1 more
Spend Milestones
No milestones
  • 10,000 Anniversary Bonus Miles
    After $12 spend
Transfer Partners
Cash back only
  • British Airways Executive Club
  • JAL Mileage Bank
  • Qatar Avios
  • I Prefer Hotel Rewards
  • Flying Blue
  • +16 more
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Common Questions: BJ's One Mastercard vs Capital One Venture X Business

Is the BJ's One Mastercard or Capital One Venture X Business better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

BJ's One Mastercard currently offers $30 signup bonus (spend $30 in 1 months). Capital One Venture X Business offers 200,000 pts signup bonus (spend $30,000 in 3 months). Capital One Venture X Business has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the BJ's One Mastercard and the Capital One Venture X Business?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Capital One, so check their specific application rules.