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CardCurator — Rewards Intelligence
Card Comparison

Bilt Palladium Card vs U.S. Bank Triple Cash Rewards Business

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Bilt Palladium Card card art
Bilt Rewards
Bilt Palladium Card
Cardless
More Info
U.S. Bank Triple Cash Rewards Business card art
U.S. Bank Cash Rewards
U.S. Bank Triple Cash Rewards Business
U.S. Bank
More Info
Annual Fee
$495/yr
No annual fee
Foreign Fees
None
3%
Signup Bonus
50,000 points + $300 credit
Spend $4,000 in 3 months
75,000 points
Spend $6,000 in 6 months
Top Earn Rates
  • Dining 6x
  • Travel 3x
  • Rent 2x
  • Travel Center 5x
  • Gas / EV Charging 3x
  • Office Supply Stores 3x
Reward Type
miles
cashback
Key Credits
  • Bilt Travel Hotel Credit $200
  • $200 Bilt Cash $200
  • Priority Pass $469
  • Software Service Credit $100
Card Perks
  • Priority Pass Select
  • Marriott Bonvoy Gold Elite Status
  • IHG One Rewards Platinum Elite Status
  • +2 more
None listed
Transfer Partners
  • Atmos Rewards
  • Avianca LifeMiles
  • United MileagePlus
  • Flying Blue
  • Virgin Atlantic Flying Club
  • +19 more
Cash back only
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Common Questions: Bilt Palladium Card vs U.S. Bank Triple Cash Rewards Business

Is the Bilt Palladium Card or U.S. Bank Triple Cash Rewards Business better for dining?

Bilt Palladium Card earns 6x on dining; U.S. Bank Triple Cash Rewards Business earns 3x on dining. Bilt Palladium Card wins for dining.

Which has the higher signup bonus in 2026?

Bilt Palladium Card currently offers 50,000 pts signup bonus (spend $4,000 in 3 months). U.S. Bank Triple Cash Rewards Business offers 75,000 pts signup bonus (spend $6,000 in 6 months). Bilt Palladium Card has the larger bonus.

Which card is better for international travel?

Bilt Palladium Card charges no foreign transaction fees — the better pick for international use. U.S. Bank Triple Cash Rewards Business charges 3% on foreign purchases.

Can I hold both the Bilt Palladium Card and the U.S. Bank Triple Cash Rewards Business?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bilt Palladium Card is from Cardless and U.S. Bank Triple Cash Rewards Business is from U.S. Bank, so they're governed by separate bank policies.