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CardCurator — Rewards Intelligence
Card Comparison

Bilt Palladium Card vs Cathay Pacific World Elite Mastercard

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Bilt Palladium Card card art
Bilt Rewards
Bilt Palladium Card
Cardless
More Info
Cathay Pacific World Elite Mastercard card art
Cathay Pacific Asia Miles
Cathay Pacific World Elite Mastercard
Synchrony Bank
More Info
Annual Fee
$495/yr
$99/yr
Foreign Fees
None
None
Signup Bonus
50,000 points + $300 credit
Spend $4,000 in 3 months
38,000 points
Spend $3,000 in 3 months
Top Earn Rates
  • Dining 6x
  • Travel 3x
  • Rent 2x
  • Cathay Pacific 3x
  • Dining 2x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
  • Bilt Travel Hotel Credit $200
  • $200 Bilt Cash $200
  • Priority Pass $469
None
Card Perks
  • Priority Pass Select
  • Marriott Bonvoy Gold Elite Status
  • IHG One Rewards Platinum Elite Status
  • +2 more
  • Earn 10 Status Points
  • Priority Boarding & Check In
Transfer Partners
  • Atmos Rewards
  • Avianca LifeMiles
  • United MileagePlus
  • Flying Blue
  • Virgin Atlantic Flying Club
  • +19 more
No transfer partners
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Common Questions: Bilt Palladium Card vs Cathay Pacific World Elite Mastercard

Is the Bilt Palladium Card or Cathay Pacific World Elite Mastercard better for dining?

Bilt Palladium Card earns 6x on dining; Cathay Pacific World Elite Mastercard earns 2x on dining. Bilt Palladium Card wins for dining.

Which has the higher signup bonus in 2026?

Bilt Palladium Card currently offers 50,000 pts signup bonus (spend $4,000 in 3 months). Cathay Pacific World Elite Mastercard offers 38,000 pts signup bonus (spend $3,000 in 3 months). Bilt Palladium Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Bilt Palladium Card and the Cathay Pacific World Elite Mastercard?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bilt Palladium Card is from Cardless and Cathay Pacific World Elite Mastercard is from Synchrony Bank, so they're governed by separate bank policies.