Skip to main content
CardCurator — Rewards Intelligence
Card Comparison

Bilt Mastercard vs Blue Business Cash Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Bilt Mastercard card art
Bilt Rewards
Bilt Mastercard
Wells Fargo
More Info
Blue Business Cash Card card art
American Express Membership Rewards
Blue Business Cash Card
American Express
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
None
75,000 points
Spend $6,000 in 4 months
Top Earn Rates
  • Dining 3x
  • Travel 2x
  • Rent 1x
  • All purchases 2x
Reward Type
miles
cashback
Key Credits
None
None
Transfer Partners
  • Atmos Rewards
  • Avianca LifeMiles
  • United MileagePlus
  • Flying Blue
  • Virgin Atlantic Flying Club
  • +19 more
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
Open full comparison tool Compare more cards

Common Questions: Bilt Mastercard vs Blue Business Cash Card

Is the Bilt Mastercard or Blue Business Cash Card better for dining?

Bilt Mastercard earns 3x on dining; Blue Business Cash Card has no dining bonus.

Which has the higher signup bonus in 2026?

Bilt Mastercard currently offers no current bonus. Blue Business Cash Card offers 75,000 pts signup bonus (spend $6,000 in 4 months). Blue Business Cash Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Bilt Mastercard and the Blue Business Cash Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bilt Mastercard is from Wells Fargo and Blue Business Cash Card is from American Express, so they're governed by separate bank policies.