Card Comparison
Bilt Blue Card vs Discover it Miles
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
10,000 points
See issuer
Top Earn Rates
- Dining 2x
- Travel 1.5x
- Rent 1x
- All Purchases 1.5x
Reward Type
miles
miles
Key Credits
None
None
Transfer Partners
- Atmos Rewards
- Avianca LifeMiles
- United MileagePlus
- Flying Blue
- Virgin Atlantic Flying Club
- +19 more
No transfer partners
Common Questions: Bilt Blue Card vs Discover it Miles
Is the Bilt Blue Card or Discover it Miles better for dining?
Bilt Blue Card earns 2x on dining; Discover it Miles has no dining bonus.
Which has the higher signup bonus in 2026?
Bilt Blue Card currently offers 10,000 pts signup bonus. Discover it Miles offers $75 signup bonus. Bilt Blue Card has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Bilt Blue Card and the Discover it Miles?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bilt Blue Card is from Cardless and Discover it Miles is from Discover, so they're governed by separate bank policies.