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CardCurator — Rewards Intelligence
Card Comparison

BankAmericard vs Wells Fargo Autograph Journey

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

BankAmericard card art
Bank of America Cash Rewards
BankAmericard
Bank of America
More Info
Wells Fargo Autograph Journey card art
Wells Fargo Autograph Rewards
Wells Fargo Autograph Journey
Wells Fargo
More Info
Annual Fee
No annual fee
$95/yr
Foreign Fees
None
None
Signup Bonus
None
60,000 points
Spend $4,000 in 3 months
Top Earn Rates
1x base rate
  • Hotels 5x
  • Airlines 4x
  • Other Travel and Restaurants 3x
Reward Type
cashback
miles
Key Credits
None
  • Annual Statement Credit $50
Transfer Partners
Cash back only
  • Aer Lingus AerClub
  • Flying Blue
  • Avianca LifeMiles
  • British Airways Executive Club
  • Iberia Plus
  • +4 more
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Common Questions: BankAmericard vs Wells Fargo Autograph Journey

Is the BankAmericard or Wells Fargo Autograph Journey better for dining?

BankAmericard has no dining bonus; Wells Fargo Autograph Journey earns 3x on dining.

Which has the higher signup bonus in 2026?

BankAmericard currently offers no current bonus. Wells Fargo Autograph Journey offers 60,000 pts signup bonus (spend $4,000 in 3 months). Wells Fargo Autograph Journey has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the BankAmericard and the Wells Fargo Autograph Journey?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. BankAmericard is from Bank of America and Wells Fargo Autograph Journey is from Wells Fargo, so they're governed by separate bank policies.