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CardCurator — Rewards Intelligence
Card Comparison

BankAmericard vs Go Rewards

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

BankAmericard card art
Bank of America Cash Rewards
BankAmericard
Bank of America
More Info
Go Rewards card art
Navy Federal Credit Union
Go Rewards
Navy Federal Credit Union
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
None
15,000 points
Spend $1,000 in 3 months
Top Earn Rates
1x base rate
  • Restaurants 3x
  • Gas 2x
  • All Other Purchases 1x
Reward Type
cashback
cashback
Key Credits
None
None
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Common Questions: BankAmericard vs Go Rewards

Is the BankAmericard or Go Rewards better for dining?

BankAmericard has no dining bonus; Go Rewards earns 3x on dining.

Which has the higher signup bonus in 2026?

BankAmericard currently offers no current bonus. Go Rewards offers 15,000 pts signup bonus (spend $1,000 in 3 months). Go Rewards has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the BankAmericard and the Go Rewards?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. BankAmericard is from Bank of America and Go Rewards is from Navy Federal Credit Union, so they're governed by separate bank policies.