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Card Comparison

Bank of America Unlimited Cash Rewards vs U.S. BANK CASH+

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Bank of America Unlimited Cash Rewards card art
Bank of America Cash Rewards
Bank of America Unlimited Cash Rewards
Bank of America
More Info
U.S. BANK CASH+ card art
U.S. Bank Cash Rewards
U.S. BANK CASH+
U.S. Bank
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
$500 credit
Spend $5,000 in 3 months
200 points
Spend $1,000 in 3 months
Top Earn Rates
  • All Purchases 1.5x
  • Choice Categories (2 selected) 5x
  • Travel Center 5x
  • Everyday Category (1 selected) 2x
Reward Type
cashback
cashback
Key Credits
None
None
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Common Questions: Bank of America Unlimited Cash Rewards vs U.S. BANK CASH+

Is the Bank of America Unlimited Cash Rewards or U.S. BANK CASH+ better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Bank of America Unlimited Cash Rewards currently offers $200 signup bonus (spend $5,000 in 3 months). U.S. BANK CASH+ offers 200 pts signup bonus (spend $1,000 in 3 months). Both bonuses are roughly equal in value.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Bank of America Unlimited Cash Rewards and the U.S. BANK CASH+?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Unlimited Cash Rewards is from Bank of America and U.S. BANK CASH+ is from U.S. Bank, so they're governed by separate bank policies.