Skip to main content
CardCurator — Rewards Intelligence
Card Comparison

Bank of America Unlimited Cash Rewards vs My Best Buy Credit Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Bank of America Unlimited Cash Rewards card art
Bank of America Cash Rewards
Bank of America Unlimited Cash Rewards
Bank of America
More Info
My Best Buy Credit Card card art
My Best Buy
My Best Buy Credit Card
Citi
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
$500 credit
Spend $5,000 in 3 months
See issuer
Top Earn Rates
  • All Purchases 1.5x
  • Best Buy 5x
  • All Other Purchases 0.5x
Reward Type
cashback
cashback
Key Credits
None
None
Open full comparison tool Compare more cards

Common Questions: Bank of America Unlimited Cash Rewards vs My Best Buy Credit Card

Is the Bank of America Unlimited Cash Rewards or My Best Buy Credit Card better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Bank of America Unlimited Cash Rewards currently offers $200 signup bonus (spend $5,000 in 3 months). My Best Buy Credit Card offers no current bonus. Bank of America Unlimited Cash Rewards has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Bank of America Unlimited Cash Rewards and the My Best Buy Credit Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Unlimited Cash Rewards is from Bank of America and My Best Buy Credit Card is from Citi, so they're governed by separate bank policies.