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CardCurator — Rewards Intelligence
Card Comparison

Bank of America Unlimited Cash Rewards vs LATAM Airlines World Elite Mastercard

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Bank of America Unlimited Cash Rewards card art
Bank of America Cash Rewards
Bank of America Unlimited Cash Rewards
Bank of America
More Info
LATAM Airlines World Elite Mastercard card art
Latam Pass Miles
LATAM Airlines World Elite Mastercard
Cardless
More Info
Annual Fee
No annual fee
$99/yr
Foreign Fees
None
None
Signup Bonus
$500 credit
Spend $5,000 in 3 months
45,000 points
Spend $2,500 in 3 months
Top Earn Rates
  • All Purchases 1.5x
  • LATAM Airlines 4x
  • Restaurants, Rideshare, taxis, & public transit 3x
  • All Other Purchases 1x
Reward Type
cashback
miles
Key Credits
None
None
Card Perks
None listed
  • LATAM Airlines-operated VIP Lounges (~$100/yr)
  • Cabin Upgrade (~$50/yr)
Transfer Partners
Cash back only
No transfer partners
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Common Questions: Bank of America Unlimited Cash Rewards vs LATAM Airlines World Elite Mastercard

Is the Bank of America Unlimited Cash Rewards or LATAM Airlines World Elite Mastercard better for dining?

Bank of America Unlimited Cash Rewards has no dining bonus; LATAM Airlines World Elite Mastercard earns 3x on dining.

Which has the higher signup bonus in 2026?

Bank of America Unlimited Cash Rewards currently offers $200 signup bonus (spend $5,000 in 3 months). LATAM Airlines World Elite Mastercard offers 45,000 pts signup bonus (spend $2,500 in 3 months). LATAM Airlines World Elite Mastercard has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Bank of America Unlimited Cash Rewards and the LATAM Airlines World Elite Mastercard?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Unlimited Cash Rewards is from Bank of America and LATAM Airlines World Elite Mastercard is from Cardless, so they're governed by separate bank policies.