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Card Comparison

Bank of America Unlimited Cash Rewards vs Free Spirit Travel World Mastercard

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Bank of America Unlimited Cash Rewards card art
Bank of America Cash Rewards
Bank of America Unlimited Cash Rewards
Bank of America
More Info
Free Spirit Travel World Mastercard card art
Free Spirit
Free Spirit Travel World Mastercard
Bank of America
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
$500 credit
Spend $5,000 in 3 months
10,000 points
Spend $500 in 3 months
Top Earn Rates
  • All Purchases 1.5x
  • Eligible Spirit Purchases 2x
  • All Other Purchases 1x
Reward Type
cashback
miles
Key Credits
None
None
Card Perks
None listed
  • 25% rebate on all inflight food and beverage purchases
  • Priority Check-in at participating airports
  • Group 2 Priority Boarding on all flights
Spend Milestones
No milestones
  • eceive 5,000 points each anniversary after making at least $10,000 in purchases within the prior anniversary year
    After $5,000 spend
Transfer Partners
Cash back only
No transfer partners

Common Questions: Bank of America Unlimited Cash Rewards vs Free Spirit Travel World Mastercard

Is the Bank of America Unlimited Cash Rewards or Free Spirit Travel World Mastercard better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Bank of America Unlimited Cash Rewards currently offers $200 signup bonus (spend $5,000 in 3 months). Free Spirit Travel World Mastercard offers 10,000 pts signup bonus (spend $500 in 3 months). Free Spirit Travel World Mastercard has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Bank of America Unlimited Cash Rewards and the Free Spirit Travel World Mastercard?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Bank of America, so check their specific application rules.