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CardCurator — Rewards Intelligence
Card Comparison

Bank of America Travel Rewards vs cashRewards

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Bank of America Travel Rewards card art
Bank of America Travel Rewards
Bank of America Travel Rewards
Bank of America
More Info
cashRewards card art
Navy Federal Credit Union
cashRewards
Navy Federal Credit Union
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
None
Signup Bonus
$500 credit
Spend $5,000 in 3 months
25,000 points
Spend $2,500 in 3 months
Top Earn Rates
  • Travel Center 3x
  • All Other Purchases 1.5x
  • All Purchases 1.5x
Reward Type
miles
cashback
Key Credits
None
None
Transfer Partners
No transfer partners
Cash back only
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Common Questions: Bank of America Travel Rewards vs cashRewards

Is the Bank of America Travel Rewards or cashRewards better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Bank of America Travel Rewards currently offers $200 signup bonus (spend $5,000 in 3 months). cashRewards offers 25,000 pts signup bonus (spend $2,500 in 3 months). cashRewards has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Bank of America Travel Rewards and the cashRewards?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Travel Rewards is from Bank of America and cashRewards is from Navy Federal Credit Union, so they're governed by separate bank policies.