Skip to main content
CardCurator — Rewards Intelligence
Card Comparison

Bank of America Premium Rewards vs United Quest

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Bank of America Premium Rewards card art
Bank of America Travel Rewards
Bank of America Premium Rewards
Bank of America
More Info
United Quest card art
United MileagePlus
United Quest
Chase
More Info
Annual Fee
$95/yr
$350/yr
Foreign Fees
None
None
Signup Bonus
60,000 points
Spend $4,000 in 3 months
70,000 points
Spend $4,000 in 3 months
Top Earn Rates
  • Travel 2x
  • Dining 2x
  • All Other Purchases 1.5x
  • Prepaid Hotel Stays (Renowned Hotels) 5x
  • United Flights 3x
  • Other Travel 2x
Reward Type
miles
miles
Key Credits
  • Airline Incidental Credit $100
  • TSA PreCheck / Global Entry $100
  • United Travel Credit $200
  • Statement Credit $150
  • Statement Credit $100
  • +3 more
Card Perks
None listed
  • Free First and Second Checked Bags
  • Priority Boarding
  • 25% Back on United Inflight Purchases
  • +1 more
Transfer Partners
No transfer partners
No transfer partners
Open full comparison tool Compare more cards

Common Questions: Bank of America Premium Rewards vs United Quest

Is the Bank of America Premium Rewards or United Quest better for dining?

Bank of America Premium Rewards earns 2x on dining; United Quest earns 2x on dining. Bank of America Premium Rewards wins for dining.

Which has the higher signup bonus in 2026?

Bank of America Premium Rewards currently offers 60,000 pts signup bonus (spend $4,000 in 3 months). United Quest offers 70,000 pts signup bonus (spend $4,000 in 3 months). United Quest has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Bank of America Premium Rewards and the United Quest?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Premium Rewards is from Bank of America and United Quest is from Chase, so they're governed by separate bank policies.