Bank of America Premium Rewards vs U.S Bank Business Leverage
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Travel 2x
- Dining 2x
- All Other Purchases 1.5x
- U.S. Bank Travel Center 5x
- Top 2 Spending Categories (Automatic) 2x
- All Other Purchases 1x
- Airline Incidental Credit $100
- TSA PreCheck / Global Entry $100
Common Questions: Bank of America Premium Rewards vs U.S Bank Business Leverage
Is the Bank of America Premium Rewards or U.S Bank Business Leverage better for dining?
Bank of America Premium Rewards earns 2x on dining; U.S Bank Business Leverage has no dining bonus.
Which has the higher signup bonus in 2026?
Bank of America Premium Rewards currently offers 60,000 pts signup bonus (spend $4,000 in 3 months). U.S Bank Business Leverage offers 75,000 pts signup bonus (spend $7,500 in 4 months). U.S Bank Business Leverage has the larger bonus.
Which card is better for international travel?
Bank of America Premium Rewards charges no foreign transaction fees — the better pick for international use. U.S Bank Business Leverage charges 3% on foreign purchases.
Can I hold both the Bank of America Premium Rewards and the U.S Bank Business Leverage?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Premium Rewards is from Bank of America and U.S Bank Business Leverage is from U.S. Bank, so they're governed by separate bank policies.