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CardCurator — Rewards Intelligence
Card Comparison

Bank of America Premium Rewards vs U.S. Bank Business Altitude Power

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Bank of America Premium Rewards card art
Bank of America Travel Rewards
Bank of America Premium Rewards
Bank of America
More Info
U.S. Bank Business Altitude Power card art
U.S. Bank FlexPerks
U.S. Bank Business Altitude Power
U.S. Bank
More Info
Annual Fee
$95/yr
$195/yr
Foreign Fees
None
None
Signup Bonus
60,000 points
Spend $4,000 in 3 months
75,000 points
Spend $10,000 in 3 months
Top Earn Rates
  • Travel 2x
  • Dining 2x
  • All Other Purchases 1.5x
  • Hotels Prepaid 6x
  • Car Rentals 6x
  • Mobile Wallet 2.5x
Reward Type
miles
miles
Key Credits
  • Airline Incidental Credit $100
  • TSA PreCheck / Global Entry $100
None
Card Perks
None listed
  • Priority Pass (~$200/yr)
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: Bank of America Premium Rewards vs U.S. Bank Business Altitude Power

Is the Bank of America Premium Rewards or U.S. Bank Business Altitude Power better for dining?

Bank of America Premium Rewards earns 2x on dining; U.S. Bank Business Altitude Power has no dining bonus.

Which has the higher signup bonus in 2026?

Bank of America Premium Rewards currently offers 60,000 pts signup bonus (spend $4,000 in 3 months). U.S. Bank Business Altitude Power offers 75,000 pts signup bonus (spend $10,000 in 3 months). U.S. Bank Business Altitude Power has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Bank of America Premium Rewards and the U.S. Bank Business Altitude Power?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Premium Rewards is from Bank of America and U.S. Bank Business Altitude Power is from U.S. Bank, so they're governed by separate bank policies.