Skip to main content
CardCurator — Rewards Intelligence
Card Comparison

Bank of America Premium Rewards vs LATAM Airlines World Elite Mastercard

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Bank of America Premium Rewards card art
Bank of America Travel Rewards
Bank of America Premium Rewards
Bank of America
More Info
LATAM Airlines World Elite Mastercard card art
Latam Pass Miles
LATAM Airlines World Elite Mastercard
Cardless
More Info
Annual Fee
$95/yr
$99/yr
Foreign Fees
None
None
Signup Bonus
60,000 points
Spend $4,000 in 3 months
45,000 points
Spend $2,500 in 3 months
Top Earn Rates
  • Travel 2x
  • Dining 2x
  • All Other Purchases 1.5x
  • LATAM Airlines 4x
  • Restaurants, Rideshare, taxis, & public transit 3x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
  • Airline Incidental Credit $100
  • TSA PreCheck / Global Entry $100
None
Card Perks
None listed
  • LATAM Airlines-operated VIP Lounges (~$100/yr)
  • Cabin Upgrade (~$50/yr)
Transfer Partners
No transfer partners
No transfer partners
Open full comparison tool Compare more cards

Common Questions: Bank of America Premium Rewards vs LATAM Airlines World Elite Mastercard

Is the Bank of America Premium Rewards or LATAM Airlines World Elite Mastercard better for dining?

Bank of America Premium Rewards earns 2x on dining; LATAM Airlines World Elite Mastercard earns 3x on dining. LATAM Airlines World Elite Mastercard wins for dining.

Which has the higher signup bonus in 2026?

Bank of America Premium Rewards currently offers 60,000 pts signup bonus (spend $4,000 in 3 months). LATAM Airlines World Elite Mastercard offers 45,000 pts signup bonus (spend $2,500 in 3 months). Bank of America Premium Rewards has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Bank of America Premium Rewards and the LATAM Airlines World Elite Mastercard?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Bank of America Premium Rewards is from Bank of America and LATAM Airlines World Elite Mastercard is from Cardless, so they're governed by separate bank policies.